Questions to Ask a Hospice During the Pandemic 

The Coronavirus pandemic has added unforeseen challenges for people already winding from the difficulties of caring for a family member with a severe health condition. Family caregivers are caught between making sure their loved one gets the care and support they require and isn’t exposed to any additional diseases.  

 

When attempting to balance essential care with protecting the health of your loved one, it is crucial to ask the correct questions to a hospice.  

Here are several questions you should ask a hospice Colorado Springs during the Covid-19 Pandemic: 

How Are You Supporting the Spiritual and Emotional Needs of Patients? 

When it comes to hospice services, physical care is crucial. Hospice aides and nurses will always ensure they meet those needs. However, actual patient-centered care also includes psychosocial, spiritual, and mental needs. This is particularly true during the pandemic. Volunteers, bereavement coordinators, chaplains, and social workers should work with families and patients to meet the unique needs of their loved ones. They can do this with personal letters, phone calls, telehealth video visits, and in-person visits.  

What Precautions Are You Taking? 

Hospice service providers need to follow every guideline given by the CDC (Centers for Disease Control and Prevention). This will help guarantee patients are protected while offering care that meets the spiritual, emotional, and physical well-being of the patient.  

A reliable hospice service provider should meet all the facility testing needs. Employees should be screened with temperature inspections and checked at the start of each shift. This will help guarantee they don’t have the symptoms or signs of the Coronavirus. They should also have PPE (Personal Protective Equipment) and CDC certified gloves and masks. They should also have sanitizing and cleaning procedures in their office. 

Are You Allowing In-Patient Visits? 

Hospice care is a vital service for patients, whether they’re getting help in a hospital, nursing home, assisted living facility, or at home. Professionals have stated that hospice staff should be allowed into facilities to offer care to patients as long as they aren’t subject to a work exclusion because of the exposure to Coronavirus or showing symptoms or signs of Coronavirus after being screened.  

Healthcare facility staff and family caregivers have offered great care through all the difficulties this year. However, nobody has to do this alone. Hospice experts are your partners in giving care and have specialized training to support patients who are terminally ill. A visit from a hospice service provider means more care and extra socialization to help you guarantee these people have the best life quality.  

Are You Allowing New Patients? 

When reaching out to a hospice provider during the Covid-19 pandemic, it is crucial to know if they’re even accepting new patients. On a lot of occasions, families wait until well after their family member is qualified for hospice care to reach out for details. Time is crucial whenever a patient is qualified for hospice. The sooner hospice staff can see your family member, the sooner the symptoms of your loved one can be handled and pain can be controlled.  

 

How to Finance for Assisted Living 

It is simple to feel confused about the pricing structure and cost if you have not looked for an assisted living community before. Families find themselves having a hard time knowing the true cost of senior housing since all senior living providers do things a lot differently.  

 

While it might appear costly at first, the value of a senior living community becomes a lot obvious once you know what’s included in the monthly fee. Aside from the suite or apartment, monthly fees usually include utilities, life enrichment activities, maintenance, housekeeping, transportation, and meals.  

Though most of the expenses related to assisted living are paid for from the private funds of the family or the senior itself, there are other methods. Today, we’re going to share with you some of the most common ways to finance assisted living Albuquerque. 

Life Settlement Funding 

One option worth thinking about is to sell the life insurance policy of the senior to a life settlement company. In exchange, the senior will obtain a lump sum payment. Though the reimbursement is not complete face value, it’s typically higher compared to the cash surrender value of the policy.  

To connect with a reliable life settlement company, you should work with a professional estate planner or experienced elder care attorney. In addition to that, before you sign, you’ve got to ensure you have them check all contracts.  

Long-Term Care Insurance 

You should make time to do it if you have not checked the long-term care insurance policy of your senior loved one. A lot of individuals are surprised to know their policy covers more than just nursing home care. Also, a couple of them pay monthly or daily stipends to help finance in-home fees or care at a reliable assisted living community.  

If you cannot figure out what is and is not covered, you should assess with the broker or agent who sold your family member the policy.  

Short-Term Bridge Loan 

For a lot of individuals, their home is the most important asset they’ve got. A lot of seniors require the proceeds from the sale of their house to finance their new place. However, it can make the process of moving a lot harder if they try to sell the home while the senior is still living there.  

These short-term loans enable families to utilize the value of the house of the elder to finance assisted living costs. The senior member can move, and then the family can start the process of preparing the home for listing. In addition to that, families may find a bridge loan makes great financial sense when it’s important to hold on to assets.  

Attendance Benefit and Veteran’s Aid 

Veteran’s aid is one source for financing assisted living care that is often neglected. A lot of families of veterans are not even wary it is an option. The awards can be great if a veteran meets the criteria. For a lot of the veterans in the United States, this benefit can make the cost of assisted living care a lot more convenient.